Stop Renting
Buy Existing or Build New
from No Deposit
Trusted by people
like you
Falelua & Taofo
Junior & Jardane
Dylan & Shane
In 3 easy steps
STEP 1
Calculate and confirm your Borrowing Capacity
Understanding your borrowing capacity is a crucial first step when considering homeownership. Your income, expenses, and credit history determine your borrowing capacity.
STEP 2
Package your home and mortgage approval
Select your land, floorplan, and facade while we secure your loan approval. Our team streamlines the process, ensuring a smooth path to homeownership.
STEP 3
Build and move into your brand-new home
Once construction is complete, move into your turnkey home. We’ll ensure a smooth transition, so you can start enjoying your fully finished space right away! Welcome home!
An expert team to answer all your questions
How can
we help?
What is borrowing capacity and why is so important?
Borrowing capacity or borrowing power is the amount a lender is willing to lend you to purchase an asset, like a property. Everyone’s borrowing power is different, and you may have stronger or weaker borrowing power at different points in your life.
When you have a higher borrowing power, it means that lenders have more trust in you to be able to handle and repay a larger home loan.How much income do I need?
We don’t pre-judge anyone. Income vs debt + rental income from the potential investment property will end up determining what you can and can’t do.
What if I’m not a first home buyer?
We have a range of options for clients who have owned a home before, your first step is knowing how much you can borrow.
Why not just get a home loan from a bank?
I’m sure you have already tried several times. We’ve helped many clients who were turned away by their banks. Our no and low deposit options with multiple lending policies are perfect if you are looking for personalised service and expertise without the stress and hassle.