From Debt & Doubt to $300K Growth: Hannah’s story

At nearly 34, Hannah Miles believed buying a home was something for “future Hannah” to worry about. Working full-time as a midwife on the Gold Coast, she was single, juggling shift work, and managing a car loan. Like so many others, she assumed renting was the only realistic option, even though she earned a solid income. Her focus stayed on paying down debts—not chasing the dream of homeownership.

Her turning point came from an unexpected place. A casual text from her brother changed everything: “Hey, send me your payslip.” At first, she laughed it off. Owning a home didn’t feel possible. But she sent it through anyway, and within days, found herself talking to Darren Walters. What started as a simple conversation became the first step toward a future she never expected.

In the beginning, Hannah doubted the entire process. Could she really buy a home without a huge deposit?
Could she qualify for a loan while still paying off her car? All the usual fears held her back—until Darren showed her a different path. Through his no or low deposit system, Hannah discovered that perfect finances weren’t a requirement. She just needed the right guidance to take the first step.

Buying her first home wasn’t simple. She had to rethink what she wanted, sacrifice her ideal location, and accept that starting meant compromising. But through honest conversations with Darren and her brother, she found the courage to think beyond the short-term and focus on building a future.

Less than three years after saying yes, Hannah’s home has increased in value by more than $300,000. When life changed and she moved back to the Gold Coast, Darren recommended a rent-vesting strategy—keeping her home as an investment property. Now, her tenants cover her mortgage while she rents where she wants to live. What started as a difficult sacrifice has turned into a smart investment.

But none of it came without effort. Hannah gave up small luxuries to make her dream possible. She packed her lunches, caught the train, and even shared her home with her brother and his partner in the early days to help cover costs. It wasn’t easy or glamorous—but every choice pushed her closer to the life she wanted.

Today, the home she once doubted is her greatest financial asset.
It’s given her freedom, security, and confidence. Her life looks nothing like it did before—and she’s proud of what she’s achieved. Looking back, she knows that terrifying “yes” was the right decision.

Now, with equity behind her, Hannah is planning her next step. She’s considering purchasing a second property—but even if she stopped now, she’s already secured something many never will. She knows her success wasn’t about luck or perfect timing. It was about asking for help and trusting the process.

From doubting herself to owning a home that’s grown by more than $300,000, Hannah’s story shows what’s possible when you stop assuming it’s impossible.

Her message to others is simple. Most people, she says, are closer than they realise. For Hannah, the hardest part wasn’t securing the home—it was shifting her mindset and believing it was possible. She knows many people scroll past opportunities, assuming homeownership is out of reach, just like she once did. But all it takes is one small step to change everything. “You’re closer than you think.” “Stop waiting. It’s scary. But ask the question. Send your payslip. It changed my life.”