You could own an existing home with just a low deposit
Many Australians believe they need years to save a large deposit before buying a home.
Depending on your circumstances, there may be pathways available to help you purchase an existing home in an established suburb with just a low deposit.
Buy an existing home in as little as 8 weeks
Get started8 weeks
Move into your own home in as little as 8 weeks
From $300,000
Purchase opportunities in selected locations
Australia wide
Purchase anywhere in the country
How you can benefit from buying an existing home
Want to know which existing homes you can buy?
Check if you qualify
How it works
Suitability
Complete the online assessment and upload your supporting documents.
Using a combination of technology, automation, and human review, our platform will assess your indicative borrowing and purchase capacity.
We'll then validate your information and finalise your assessment to determine your final position and whether a suitable property pathway may be available.
If a suitable pathway exists, you'll be invited to progress to STRATEGY, where your position, structure and personalised property pathway can be explored in detail.
If a suitable pathway isn't currently available, we'll show you what may need to change and provide guidance on the most appropriate next steps.
Strategy
Applicants who complete the assessment/qualify will be invited to a private Strategy & Structure Session with Darren Walters.
During this session you will:
- Gain a clear understanding of your borrowing and purchase capacity
- See your proposed structure and indicative repayment estimates
- Understand the property pathways available to you
- Receive a personalised property pathway strategy
- Finalise your property pathway plan and move forward to SECURE
The Strategy & Structure Session is reserved for applicants who are serious about home ownership.
Secure
Once your pathway is confirmed, you can begin searching for the right property.
You can search independently or utilise our buyer's agent network to identify, negotiate and secure a property on your behalf.
The goal isn't simply to buy a property.
The goal is to secure the right property.
Once a property has been secured, our finance team will guide your application through to formal approval, allowing you to progress confidently to SETTLE.
Settle
Once your finance approval is complete and all requirements have been met:
- Solicitors coordinate the settlement process
- Settlement is completed (typically 7–21 days following approval)
- Keys become available
- Move into your new home
Escape the rental nightmare and become a homeowner
BUYING A HOME
In 3 easy steps
STEP 1
Calculate and confirm your borrowing capacity
Understanding your borrowing capacity is a crucial first step when considering homeownership. Your income, expenses, and credit history determine your borrowing capacity.
STEP 2
Finding your home and mortgage approval
You select 3 existing home options. Our team will negotiate the price for you, while we secure your loan approval. We streamline the process, ensuring a smooth path to homeownership.
STEP 3
Move into your new home
Once your settlement goes through on your existing home, it’s time to move in. We'll ensure a smooth transition, so you can start moving in right away! Welcome home!
Renters becoming homeowners from low deposit
Listen to stories from clients that achieved their homeownership dreams with Darren’s low deposit system.
Ready to find out what's Possible?
We don't work with everyone.
We work with renters who have already decided they want to own a home.If that's you, complete the assessment below and we'll determine whether a suitable pathway may be available based on your current position.Start my assessment
We work with renters who have already decided they want to own a home.If that's you, complete the assessment below and we'll determine whether a suitable pathway may be available based on your current position.Start my assessment