NO OR LOW DEPOSIT
HOUSE AND LAND PACKAGES MELBOURNE, VICTORIA
Areas We Build In Victoria
No or Low Deposit House and Land packages in the Melbourne region as per below, don’t miss the opportunity to leave the rental market. Your first step is knowing how much you can borrow, from here we can advise all your factual new home options
Can I Buy A House With No Or Low Deposit?
Absolutely! Buying a house with no or low deposit has made life easier for thousands
of first home buyers in the South East Queensland and surrounding areas.
LOW INTEREST RATES
It’s a great time to buy a property while interest rates are at an all-time low and the market is rising fast.
NO HIDDEN COSTS
All our house and land packages are 100% full turnkey and have a fixed price. Just move in and enjoy!
MELBOURNE
We have access to registered land through Melbourne’s regional and non-regional areas
FAQS
What is the First Step?
Our first step is simple and very easy, we assess your situation and calculate how much you can borrow. Then we can go through all your new home options.
How Much Income Do I Need To Earn?
We don’t pre-judge anyone, income v debt equals how much you can borrow. Everyone is different.
Do We Pay Higher Interest Rates Because We Have No Deposit?
Not at all, our interest rates are very competitive. Our mortgage managers offer rates between 3.6 and 4.5 per cent depending on the lender.
What Does Borrowing Capacity Mean?
This is the amount you can borrow/or spend on your new home, subject to final approval.
What If I’m Not A First Home Buyer?
We have a range of options for clients who have owned a home before, your first step is knowing how much you can borrow.
Why Do You Assess Everyone’s Situation?
Our assessment is easy but very precise and allows our consultants to advise all of your new home options without wasting your time.
What If We Have A Deposit?
With a deposit from as little as $7000, we can offer our house and land packages with custom additions such as ducted air conditioning to swimming pools.
Can I Build In A Location/Estate Of My Choice
Yes you can, provided the estate is within our building locations. Once we know your borrowing capacity we can sit down and discuss options that suit.
Is This a Scam?
Absolutely not and we invite you to do your own research to back our claim. Please read our reviews on Facebook and Google. Also, scroll down our Facebook page and you will see real people like you becoming homeowners.
Do You Have Reviews From Previous Clients
Yes, we are proud to be a 5 Star new home Company. We have reviews both on Facebook and Google. We urge you to check through them as part of your own research. Unlike some companies, all our reviews are genuine.
Pre-Qualification
The first step is pre-qualification. This allows our mortgage managers to calculate your borrowing capacity for your no or low deposit home loan. From here our hard-working team can show you all options that fit your requirements, including the location and home design that suits your borrowing capacity.
Secure & Apply
Once we have found the perfect house and land package, we secure your lot while our mortgage managers organise your mortgage and Great Start Grant (GSG) / First Home Owners Grant (FHOG) approval.
Let’s Build!
The next step is the fun and exciting part! Our builders organise the council approvals so they can start building while you pick your colour schemes and landscaping options.
HAPPY CLIENTS
We are the most respected no deposit new home company in the country and have now
extended our service to offer low deposit to customers who don’t qualify for the First Home Owners Grant.
ALL EB – April 13, 2019
“We thought that building a house was just a dream. But the No1 Property Guide made things possible for us. Excitement rose – from loan approval down to building the house and finally,keys were handed over to us perfectly on time. We now moved in to our new, beautiful home!What more can I say, but “Thank You” to No1 Property Guide – No or Low Deposit House and Land Packages – for your unending support, including all staffs who were very supportive and who kept us always in the loop. Sending you all my heartfelt gratitude!For any of you (reading this) who has a dream house, don’t hesitate to contact No1 Property Guide, and make your dream a reality too like us.”
Jerome Cromwell Key – August 13 , 2019
“The team here at No1 Property Guide, namely Darren, Caleb, Cheryl and Clay have been absolutely phenomenal! They have been so vigilant, hardworking and extremely patient with my wife and I who like many have been wanting to escape the dead end renting cycle. They’ve made this process as easy for us as possible and the amount of work they ask of us, they have returned 10 fold.
Today we got the unbelievable news that we were confirmed home owners with unconditional approval! *queue tears
It’s been such a worthwhile journey and we’re so glad we put our time and trust in this team and their process.
For those who are wanting the same, just take a leap of faith and these guys will guide you every step of the way. They really are passionate about this and we can’t thank them enough!
Much appreciation and gratitude from Paige Key and myself!
No1 Property Guide! You guys are the bomb! ??”
Colin Baillie – August 7 , 2019
“What a wonderful experience working with the team at no1 Property Guide! After what seemed like an endless time living out of the housing market and trapped in the rental cycle we had almost given up hope of ever owning our own property again. Then we met Daz and the team and a whole new world of opportunity was opened up to us. At first it all sounded too good to be true, but the team constantly reassured us, carefully and considerately guided us through the process and provided the most professional service we have ever experienced. 6 months ago I would never have believed we would be where we are now – the new owners of a home of our own. It is all thanks to the outstanding work and dedication of Daz, Clay, Caleb and the rest of the awesome team who made this whole experience so fantastic. I simply cannot recommend them highly enough. If you are stuck in the rental rut with no hope, get on the telephone to these guys today!! You will not be disappointed! Thanks so much Daz and the crew – you are our heroes!”
Joel Callahan – March 2 , 2019
“Darren and all the others at No1 Property Guide are simply amazing. I previously owned a house but currently rent & have for years. I have been focused on paying the day-to-day bills that I never managed to save the tens of thousands of dollars required for a house deposit. That’s where Darren and his incredible team swooped in to the rescue!I had my doubts – I think it’s good to have a healthy amount of skepticism about “deals too good to be true”,but No1 Property Guide are the real deal. They turned my fears of being stuck in the “rental loop” (can’t afford to save a deposit because you’re constantly pouring money down the drain by renting) into Home Owner reality! We got unconditional approval for our new-built home yesterday!Darren and his team worked with us on every step along the way, always promptly answering our questions with calm, reassuring answers. We’ve already started packing!Thanks again, guys!”
Lisi Jesse Ioapo – September 17, 2017
“If you think that it is too good to be true, if you think that it must be a scam, if you think you need a massive deposit to get approved, if you think that there are hidden factors that will probably work against you, then you are definitely in the same boat as we were a few weeks ago. We saw the No1 Property ads on Facebook and were sceptical at first but thought, let’s look into this, checkout the reviews and try our luck as there was nothing for us to lose. From there, we done the online enquiry and then received a call for an Initial Assessment. The initial assessment took no more than 5mins and from there we found out we could possibly get pre-approval and worked out our potential borrowing capacity. From the start of our journey, Darren and his team have guided us and even provided us with advice on how to get through to the next stage. The Number 1 team are passionate about getting anyone and everyone into their own home and were always willing to help and answer any questions that we had. Darren gave us sound financial advice and pointed us in the right direction to get us approved. Darren and his team made the process so smooth and easy that we kept thinking that something would go wrong and that it was too good to be true as we have only lived in Brisbane for 10 months….. Well, We were so so wrong as on Monday we received the best news ever as we secured unconditional approval for our home loan and we could not be happier… We cant thank Darren and the Number 1 team enough and would definitely recommend them to anyone who is looking at getting into their own home and wanting to build a better future for you and your family..
Don’t Assume – it makes an ASS out of U and ME…lol”