Frequently Asked Questions When Buying a House
No1 Property Guide
We have helped already helped hundreds of renters become home owners. Our extensive list of 5-star reviews on Facebook and Google show just how happy our clients are knowing they are safe and secure.
We don’t judge anyone on face-value. Everyone and every situation is different. Bottom line is that income vs. debt generally equals how much you can borrow. Click here to find out how much you can borrow.
Not at all, our interest rates are very competitive. Our mortgage managers offer rates between 3.6 and 4.5 per cent depending on lender and your current position.
Buying a property which is turnkey means that once the build is finished you can simply ‘turn the key’ and move straight in with nothing more to do.
We have a range of options for clients who have owned a home before, your first step is knowing how much you can borrow.
Our headquarters is in Burleigh on the Gold Coast, but you don’t need to be local to use our services.
You can fill out our ‘preferred location’ form here and give us your preferences. We are generally able to build your home anywhere that there is land available.
Would you get a house at the end if this were a scam? People often ask this question as what we can do for our clients can seem too good to be true. But with more than 20 years industry experience, we pride ourselves on providing solutions when you didn’t think it was possible. You can read our Facebook and Google reviews to see for yourself.
I’m sure you have already tried several times. We’ve helped many clients who were turned away by their banks. Our no and low deposit options with multiple lending policies are perfect if you are looking for personalised service and expertise without the stress and hassle.
A completed build is 100% turnkey ready, meaning you can buy and move in with as little as 21 days’ notice. No stress and nothing to worry about except packing!
All contracts can be fixed price, this does not mean it’s 100% full turnkey. Which means the pricing is fixed to the inclusions that are stated in the contract.
Once you have satisfied all conditions, then the lender issues your loan without conditions.This means you are 100% approved.
Yes. You can let us know here of your preferred location. We are generally able to build your home anywhere that there is land available and is an area that our builders service. If they don’t, we will look to acquire 3-4 other interested buyers and then expand to this area.
We understand that most people need to feel comfortable in what they are signing up for. Therefore, we remain 100% transparent and pride ourselves on the education we provide to our clients.
No. Our pre-qualification process is not a credit check. Even if you are unable to move forward with us at this time you will not receive a negative mark against your credit rating. We will simply offer some suggestions on how to improve your financial situation so we can help you again soon.
Our finance team will assess and look to consolidate all your current loans and debts into one new loan. This normally reduces your monthly repayments by hundreds of dollars. In most cases, consolidating all loans and debts has increased our clients borrowing capacity, which has allowed them to enter the property market.
Our system educates our clients every step of the way. The first step is sending your basic details to receive our informational email.
Getting started with us is simple and very easy. We assess your financial situation and calculate your borrowing capacity. We then go through all of your factual new home options so you can make an informed decision. Click here to get pre-qualified now.
This is simply the amount you can borrow up to buy your new home. This will be subject to final approval.
A simplified and streamlined process where you can secure and purchase your preferred block of land AND the construction of your new home. It includes the design, layout, and build of your home.
Our assessment process is quick and easy but very precise. This allows us to advise you of your new home options, investment options, or financial restructuring options without wasting your time. If you do not qualify today, we can provide suggestion for you to improve your financial situation for the future.
Currently we can build anywhere in South East Queensland, Areas of New South Wales, or Victoria where.
Banks generally only provide the old-fashioned mortgage model of 20% deposit and normally only one Banking Policy… we know this can feel impossible for so many renters. If you have no or low deposit, we have new home options for you.
If you are a first home buyer, we can apply for the First Home Owners Grant/Great Start Grant on your behalf as well as home builders grant. If you’ve owned before, we can still help you with the home builder’s grant and Darren’s deposit boost..
No, there’s nothing up front to pay as we offer house and new home. It includes the design, layout, and build of your home.
A façade is the street-facing exterior of your home. We have many modern and more traditional style façades to choose from, giving you the chance to truly make your home unique.
The bank will issue the approval based on conditions, which will need to be satisfied before they will issue the unconditional.
We are normally able to provide options to clients who have tried numerous other avenues without success. But even if we are unable to provide you with any new home options right now, we won’t turn you away with nothing. We will educate and guide you to ensure your success in the future.
The opportunity to help motivated individuals and families achieve their financial goals. We are driven to educate, serve and inspire – your home ownership dream can become a reality much sooner than you think.
Yes. At No1 we have in-house finance experts who are able to provide you with specialist advice and investment options which will secure your future and ensure your family will always be provided for. Access our Investment Options page here.
While the property market will always experience fluctuations, we’re about providing you with affordable options which provide you with security and freedom. For most of our clients, it’s not about when they should get in, it’s about how can they get in.