If you’ve been dreaming of not only owning your own home but building your dream house, you’ve come to the right place. Our team here at No1 Property Guide regularly secures clients no or low deposit house and land packages in their chosen area.

No1 Property Guide are here to provide you with alternative options to ease the financial burden of having to save for a large deposit. We see so many clients, like you, who feel shut out of the market with nowhere to turn.

If you’re excited by the idea of building your own house with no or low deposit, read on!

Can you buy a house with no deposit?

Yes, it is 100% possible to buy a house with no deposit in Australia.

Many people are unaware that this is a perfectly legitimate way to go about purchasing a property. Whether you’re a first home buyer or have owned before, there are no and low deposit house and land packages available to you.

You may fall into a similar category as many of our existing clients and you have a stable income…

But the idea of saving a lump sum is too stressful right now!

We understand that bills, rent, and family expenses make this difficult to do.

Having already helped hundreds of renters transition to homeowners, you can be confident in No1 Property Guide’s approach.

What is the difference between a no or low deposit home loan and house and land packages?

Also known as a mortgage, a home loan is money loaned to you by a bank or financial institution for the purpose of buying an existing property. Generally speaking, First Home Owner Grants are not available in these cases as you must purchase a brand new house to be eligible.

Here’s where house and land packages are great. This option allows you to both secure a block of land and the construction of your new home in one process. Because these are new builds, we can access government grants for you to ease the financial pressure even further…

Our no or low deposit house and land packages offer a wide variety of standard inclusions. There are also seemingly endless options of added extras to choose from to truly make your new home your own.

Which area do you want to build in?

Our no or low deposit house and land packages are available in a variety of locations around Australia.

Currently, we are able to secure one of these options for you in Queensland, New South Wales and Victoria. We are also now offering more regional locations to get away from the pressures of city living. These include Hervey Bay and Toowoomba in Queensland, Lismore and the Hunter Valley in New South Wales, and Ballarat and Bendigo in Victoria.

How can I buy a house with no or low deposit?

To get the ball rolling, you can find out your borrowing power here.

Then all it takes is a simple chat with one of our experts. We ask you some basic questions to provide you with the no or low deposit house and land packages that are most suitable for your situation. This pre-qualification phase is your first step.

Next, we set about securing your preferred lot. During this second phase, our mortgage managers arrange approval for your mortgage and relevant grants. 

Finally, it’s time to build! We take care of all the boring (but essential) bits, like council approvals and paperwork. You can then focus on picking colour schemes, landscaping options, and exploring the endless list of added extras.

What’s left to think about?

The only decision left to make is how much longer you want to be a renter…

We will support you every step of the way. Right from your first contact with us, all the way through to opening the door to your new home.

With no or low deposit house and land packages available all over Australia, we’re certain there’s an option to suit you and your family’s circumstances.

To get started on your journey today, fill out the form below or contact one of our team members today!

Everything you need to know about Building your New Home

So, you’ve decided to build your own brand-new home. What a great opportunity to create the perfect future for your family! Download a free copy of our First Home Buyers Guide.

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