Ready to buy your first home in Queensland? Then you should talk to the New Home Consultants at No1 Property Guide about your eligibility for the First Home Owners Grant QLD (FHOG). By combining the FHOG with Darren Walters’ unique no or low deposit new home system, the No1 team can help you achieve your homeownership dreams. Without needing to save the large 20% deposit traditional banks and lenders usually demand.

But there are a few things you need to be aware of before applying for the First Home Owners Grant. Which is why Darren Walters has put together this article covering everything you need to know about the FHOG. As well as how we can help you utilise it to secure your new home. So keep on reading to find out more about the QLD First Home Owners Grant.

Of course, No1 Property Guide can still help you achieve your homeownership dreams even if you’re not a first home buyer. Darren’s no or low deposit new home system is designed to give first home buyers, those who’ve owned before and investors alike an opportunity to enter the property market. The first step is understanding your factual options by filling in our simple pre-qualification form. From there, one of our New Home Consultants will be in touch to discuss how we can help you.

What is the FHOG?

The FHOG is a QLD state government grant of $30,000 to go towards buying or building your first home. This can go towards your deposit, cover your legal costs and fees, or just be used as an additional payment on the home.

This was increased from $15,000 as of November 2023. However, this is only applicable for new homes purchased, or build contracts signed, before June 30th 2025. And will revert back down to the $15,000 on the 1st of July 2025.

However, there are some important eligibility criteria you’ll need to meet.

Eligibility for the FHOG

The first and most obvious criteria for the FHOG is to be a first home buyer. If you have owned and lived in a property at all since the 1st of July 2020, you won’t be eligible for the grant. Or if you have owned any residential property at all before 1st of July 2020 you won’t be eligible either.

If you have owned a property after July 2020, but have never lived in it, you may still be eligible for the FHOG. But you will need to be able to provide proof that you have never lived in it for the entirety of the time you have owned it.

On top of that, there are a few other criteria you need to be aware of:

• The property must be newly built, or extensively renovated. It can also be an existing property that is new and hasn’t been sold or lived in as a place of residence before.
• Total value of the home, including land, must be less than $750,000.
• You must be over 18 years old.
• You must be an Australian citizen or Permanent Resident. Some New Zealand nationals with a special category visa may be eligible as well.
• No one on the application has owned a home previously.
• You have not received the First Home Owners Grant previously.
• You must live in the home for the first 12 months after settlement.

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Luckily, these criteria are fairly simple to meet. Most renters in Qld will be eligible for the FHOG as long as they haven’t owned a home before.

However, even with the First Home Owners Grant, many renters struggle to get approved by traditional banks and lenders. This is due to strict lending policies and deposit requirements. Being eligible for the FHOG isn’t the only criteria banks will use to decide whether they lend to you or not.

At No1 Property Guide, our New Home Consultants have years of experience tailoring our clients’ applications to suit lending policies. In fact, with Darren’s unique pre-qualification system, we’ve had a 95%+ approval rating for our clients across QLD, NSW and VIC.

Filling in our pre-qualification form and discovering your borrowing capacity is your first step. Whether you’re a first home buyer or you’ve owned before, without your borrowing capacity you won’t know what you can afford or what your factual options are. From there, our New Home Consultants can work with you to find the perfect house and land package to meet your needs. And to satisfy the criteria of the FHOG.

What if don’t qualify for the FHOG?

Don’t worry! There are still a number of options available if you don’t qualify for the FHOG.
If you don’t qualify because the property you are looking to buy is over the $750,000 limit, you may still qualify for stamp duty relief.

How much you will be eligible for will vary based on the property and a few other criteria. But you could potentially save up to $17,350 off your stamp duty concessions if eligible.

If you don’t qualify as you’ve owned property before, then you may be eligible for another government grant or scheme. While most of the first home buyer schemes won’t be available to you, there are other options available for some people, like the Family Home Guarantee.

Of course, even if you’re not eligible for another grant or scheme, No1 Property Guide can still help! Our system doesn’t just help first home buyers. We’ve helped many previous homeowners get back into the market and become homeowners again.

How do I apply for the FHOG?

Applying for the First Home Owners Grant QLD is fairly simple. You simply fill out the application form and submit it. Our New Home Consultants can assist you with this process. We’ll ensure everything is filled out correctly and it all goes smoothly.

Can I Apply for Other Grants as Well as the FHOG?

Yes! The FHOG can be used in conjunction with almost every other grant currently available.

As long as you meet the eligibility of all the grants you plan on utilising. Including a substantial stamp duty concession or complete waiver of the fee in some cases. Our team can help you apply and get access to whatever home buyer grants you need to achieve your homeownership dream.

Building With No1 Property Guide

At No1 Property Guide, we’ve helped thousands of renters become homeowners. We’re specialists at utilising the First Home Owners Grant QLD to help first home buyers get into the market. In fact, one of the best parts of Darren’s no or low deposit new home system is that every one of our new builds meets the FHOG criteria.

By specialising in building and developing full turnkey, fixed price house and land packages, we’re able to provide a way for renters to escape the rental nightmare without needing the huge 20% deposit most banks and lenders demand.

How Do I Start?

The first step is getting pre-qualified and understanding your factual options. Whether you’re looking to buy or build, or whether you’ve owned a home before and aren’t eligible for the FHOG. Your first step should always be to understand what you can or can’t do.

From there, our New Home Consultants will guide you through the journey of getting into your own home. If you’re a first home buyer looking to take advantage of the First Home Owners Grant QLD, or any other grant, our team will work with you to handle the application process and ensure you get access to as many as possible.

If you’ve owned before or aren’t eligible for any grants or additional government support, our New Home Consultants can still help!

We’ve helped hundreds of previous homeowners get back into the property market using Darren’s no or low deposit new home system.

At No1 Property Guide, we believe everyone deserves to have the option to own their own home. Which is why we’re dedicated to helping renters get into the market. Whether they’re first home buyers or they’ve owned before. Ready to take the first step towards your homeownership dream? Fill in our pre-qualification form or contact our New Home Consultants to get started today.